How do pawn loan terms work at Queen of Pawns?

1. Bring in an item of value for an appraisal. 2. Accept the loan offer and leave the item as collateral. 3. Receive your cash—no credit check required. 4. Pay the loan amount plus interest by the due date to get your item back. 5. Need more time? You can extend the loan by paying the interest due. 6. If you choose not to repay, the item is surrendered—your credit is not affected.

Do you check my credit?

No. Never. Your credit is not touched, and walking away from a pawn has zero credit consequences.

What if I can't come back in time for my item?

If you're unable to make any payment, the pawn will eventually expire, and the item will be forfeited. You won't owe any additional money, and it will not affect your credit.

Is my item safe with you?

Yes. Stored, insured, and never sold while your pawn is active. It waits for you.

Will you pressure me to sell instead of pawn?

No. If you came to pawn, you pawn. That's it.

Do I need paperwork, proof of income or good credit?

No. No paystubs, no bank statements, no credit check and no co-signer. You only need the item you want to pawn and a valid government-issued photo ID.

Will you give me a fair value or lowball me?

We look for a way to say yes and pay what your item is really worth. The estimate is free — compare it with anyone.

Are the 5-star reviews real?

36,000+ of them, on our Google profiles, with names and dates. Read them yourself.

Will someone speak my language?

English, Español and Kreyòl in most stores.

How long does it take?

The estimate takes 10 minutes after you fill out the form. In store, you walk out with cash the same visit.

+1 (561) 987-2146 Get My Free Estimate

Since 1995 · 17 locations in Florida

Get a LOAN on Your Items for Instant Cash.

Turn your valuables into fast cash with a free appraisal, a fair offer, and a simple process. No credit check. No hidden terms. No hassle.

Get My Free Appraisal →Find My Nearest Store

Free. No commitment. Just send a photo of your item.

Queen of Pawns associate at the store counter

Queen of Pawns associate helping a customer

Queen of Pawns associate appraising an item

⭐ 4.9 · 36,000+ Google reviews
17 Florida stores
30 years
No credit check
English · Español · Kreyòl

Fast cash. Fair appraisals. Clear terms. Trusted service at 17 Florida locations.

Why wait? Walk out with cash today.

“The car broke down — and without the car, I don't work.”

“The bank says no, or makes me wait weeks. And I don't have credit.”

“I don't want to sell my chain. It's mine. I just need a break.”

Queen of Pawns team member helping a customer at the counter

There's a way to get cash today without selling what you love, without touching your credit, and without anyone looking at you funny.

Get my free estimate in 10 minutes

Cash Today, Still Yours™

Here's exactly what you get

Free 10-Minute Cash Estimate — know your number before you move (free, no commitment)
A fair appraisal and a clear cash offer before you decide
Same-day cash, in your hand, before you leave
No credit check, no credit impact — walk away and nothing is reported
Your item insured and stored, never sold, until you come back for it
Zero hidden fees. Zero storage fees. Every number explained before you sign
Due-date reminders so the date never sneaks up on you
Free cleaning and testing of your jewelry or equipment
Service in your language: English · Español · Kreyòl
Zero pressure to sell. You came to pawn, you pawn
17 Florida stores, open 6–7 days a week

Trusted service backed by 17 stores, 30 years and 36,000 five-star reviews.

FASTpawn

Same-day cash
No credit check
No hidden fees
Your item stays yours

Get my free estimate

Free estimate in 10 minutes. You decide after.

Queen of Pawns team in front of the store mural

Compare before you walk in anywhere

	Queen of Pawns	Typical pawn shop	Payday loan
Terms	Clear and competitive	May include add-on fees	Often includes added fees
Credit check	No	Sometimes	Yes / reports you
Storage & hidden fees	None	Common	Common
Do you keep your item?	Yes — safe until you're back	Yes	You keep nothing, you owe more
Same-day cash	Yes	Usually	Not always
If you walk away	No penalty, no credit impact	Varies	Debt keeps growing
Your language	EN · ES · Kreyòl	Rarely	No
Track record	30 years · 17 stores · 36,000+ reviews	—	—

Get my free estimate in 10 minutes

Three steps. Ten minutes.

1
Send a photo
Add a photo of your item in the form. Takes 30 seconds.
2
Get your free estimate in 10 minutes
A real pawnbroker tells you how much you can get, and explains every number.
3
Walk in, walk out with cash
Bring your item and your ID to your nearest store. Cash in hand before you leave.

In under 10 minutes you'll get an estimated price. We can only provide a guaranteed price once you visit the store.

Start with step 1 →

What you can pawn today

Gold jewelry (even broken)
Natural diamonds
Luxury watches
Coins & bullion
Designer bags & shoes
Electronics & TVs
Laptops & computers
Power tools (DeWalt, Milwaukee, Makita)
Lawn equipment
Musical instruments
Sporting goods & bicycles
Jet skis, motorcycles, cars

Gold jewelry valued at a Queen of Pawns counter

Item accepted for pawn at Queen of Pawns (gold)

Item accepted for pawn at Queen of Pawns (watch)

Item accepted for pawn at Queen of Pawns (computer)

Item accepted for pawn at Queen of Pawns (camera)

Item accepted for pawn at Queen of Pawns (car)

Item accepted for pawn at Queen of Pawns (luxe)

Item accepted for pawn at Queen of Pawns (electronic)

Item accepted for pawn at Queen of Pawns (games)

Item accepted for pawn at Queen of Pawns (sport)

Item accepted for pawn at Queen of Pawns (tools)

Item accepted for pawn at Queen of Pawns (music)

If it has market value, you can pawn it. Not sure? Send the photo — the estimate is free.

Send my photo

Six things we put in writing

No Credit Check Guarantee

Your credit is not touched. Ever.

Clear Terms Guarantee

We explain your offer and pawn terms clearly before you decide.

Your Item Is Safe Guarantee

Insured, stored and never sold while your pawn is active.

Walk-Away Guarantee

If the offer doesn't work for you, you leave owing nothing.

No Judgment Promise

Rolex or a box of tools — you get treated the same.

Best Rate in Florida

If someone offers you a better real rate, we want to see it.

Get my free estimate in 10 minutes

36,778 reviews. 4.9 stars. 17 stores.

36,778

Google reviews

4.9★

average rating

Florida stores

years

⭐ Verified on Google

Live Google reviews load here.

The people behind the counter

Read our reviews and you'll notice something: people don't thank the company. They thank Luis. Or Leyla. Or Martha. That's not an accident — that's the whole point.

Nath

Kissimmee

Melvin

Tampa

Alex

Lake Worth

Brenda

Port Saint Lucie

Fernando

Orlando

Andres

Davie

Get my free estimate in 10 minutes

17 locations across Florida. One of them is near you.